{"id":161744,"date":"2025-11-15T16:17:15","date_gmt":"2025-11-15T15:17:15","guid":{"rendered":"https:\/\/vellumfinance.com\/votre-experience\/"},"modified":"2026-04-18T10:57:34","modified_gmt":"2026-04-18T08:57:34","slug":"su-experiencia","status":"publish","type":"page","link":"https:\/\/vellumfinance.com\/es\/su-experiencia\/","title":{"rendered":"Su Experiencia"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row unlock_row_content=\u00bbyes\u00bb row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb5&#8243; top_padding=\u00bb5&#8243; bottom_padding=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; content_parallax=\u00bb0&#8243; uncode_shortcode_id=\u00bb771076&#8243;][vc_column column_width_percent=\u00bb100&#8243; position_vertical=\u00bbbottom\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb130768&#8243;][vc_row_inner row_inner_height_percent=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb4&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb uncode_shortcode_id=\u00bb132244&#8243;][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb2&#8243; mobile_width=\u00bb4&#8243; width=\u00bb3\/12&#8243; uncode_shortcode_id=\u00bb171229&#8243;][vc_custom_heading text_font=\u00bbfont-377884&#8243; text_weight=\u00bb800&#8243; text_transform=\u00bbuppercase\u00bb text_height=\u00bbfontheight-524109&#8243; text_space=\u00bbfontspace-135905&#8243; css_animation=\u00bbcurtain-words\u00bb uncode_shortcode_id=\u00bb116546&#8243;]Vellum se est\u00e1 alejando de un mercado a\u00fan tradicional por el bien de sus clientes.[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb4&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb6&#8243; mobile_width=\u00bb7&#8243; toggle=\u00bbyes\u00bb max_height=\u00bb60vh\u00bb closed_txt=\u00bbLeer m\u00e1s\u00bb btn_margin=\u00bblg\u00bb open_txt=\u00bbRead Less\u00bb btn_margin_open=\u00bblg\u00bb fade=\u00bbsm\u00bb btn_align=\u00bbleft\u00bb toggle_scroll=\u00bbyes\u00bb toggle_navbar=\u00bbyes\u00bb toggle_navbar_mobile=\u00bbyes\u00bb trigger_resize=\u00bbyes\u00bb width=\u00bb8\/12&#8243; uncode_shortcode_id=\u00bb889732&#8243; toggle_classes=\u00bbh3 btn-underline-in btn-custom-typo font-846016 font-weight-400 text-initial no-letterspace btn-no-scale\u00bb][vc_custom_heading heading_semantic=\u00bbp\u00bb text_size=\u00bbcustom\u00bb text_height=\u00bbfontheight-357766&#8243; uncode_shortcode_id=\u00bb608335&#8243; heading_custom_size=\u00bbclamp(18px,4vw,29px)\u00bb]<\/p>\n<p style=\"font-weight: 400;\">Desde 2018, tras la transposici\u00f3n de la Directiva europea MiFID II al derecho franc\u00e9s, la profesi\u00f3n de gesti\u00f3n patrimonial se ha reconfigurado profundamente. Ahora se divide en dos modelos distintos, diferenciados por la propia naturaleza de su remuneraci\u00f3n y, por consiguiente, por su grado de independencia e integridad.<\/p>\n<p>Las empresas cuya remuneraci\u00f3n proviene exclusivamente de <a title=\"Diversificaci\u00f3n Bien Hecha: Por Qu\u00e9 las Familias Globales No Ponen Todos los Huevos en una Sola Canasta\" href=\"https:\/\/vellumfinance.com\/es\/perspectivas-educacion\/diversificacion-bien-hecha-por-que-las-familias-globales-no-ponen-todos-los-huevos-en-una-sola-canasta\/\" data-wpil-monitor-id=\"875\">las comisiones pagadas por<\/a> sus clientes se clasifican como <strong>Asesores Independientes de Gesti\u00f3n Patrimonial (CGPI)<\/strong> u <strong>Oficinas Multifamiliares Independientes (MFO)<\/strong>. Este modelo exige total transparencia: cualquier comisi\u00f3n recibida por intermediaci\u00f3n financiera, implementaci\u00f3n de productos o soluciones de inversi\u00f3n, debe devolverse \u00edntegramente al cliente.<br \/>\nEsta estructura de remuneraci\u00f3n garantiza la imparcialidad del asesoramiento, preservando la ausencia de conflictos de inter\u00e9s y permitiendo <a title=\"Los Riesgos Silenciosos de una Mala Planificaci\u00f3n Sucesoria (y C\u00f3mo Evitarlos)\" href=\"https:\/\/vellumfinance.com\/es\/patrimonio-legado\/los-riesgos-silenciosos-de-una-mala-planificacion-sucesoria-y-como-evitarlos\/\" data-wpil-monitor-id=\"306\">una selecci\u00f3n completamente objetiva de los<\/a> productos y estrategias implementados.<\/p>\n<p style=\"font-weight: 400;\">En este contexto, la misi\u00f3n principal del asesor financiero independiente (CGPI) o de la oficina multifamiliar es clara: <strong>defender los intereses exclusivos de su cliente<\/strong>, sin tener en cuenta la l\u00f3gica de distribuir productos con altas comisiones. Sin embargo, <strong>solo el 5% de los agentes del mercado<\/strong> se ha decantado por este exigente modelo, prefiriendo anteponer el inter\u00e9s del cliente a cualquier otra consideraci\u00f3n. La mayor\u00eda del sector, bancos privados, redes financieras, intermediarios y asesores tradicionales, sigue favoreciendo la remuneraci\u00f3n indexada a los productos distribuidos, a menudo con una falta de transparencia que beneficia <a title=\"Oportunidades Globales para el Patrimonio Familiar: Pensar M\u00e1s All\u00e1 de las Fronteras\" href=\"https:\/\/vellumfinance.com\/es\/estrategias-de-inversion\/oportunidades-globales-para-el-patrimonio-familiar-pensar-mas-alla-de-las-fronteras\/\" data-wpil-monitor-id=\"874\">m\u00e1s a las<\/a> instituciones que a las familias a las que asesoran.<\/p>\n<blockquote>\n<p style=\"font-weight: 400;\"><strong>Un mercado que sigue estando dominado en gran medida por ofertas estandarizadas y con altas comisiones.<\/strong><\/p>\n<\/blockquote>\n<p style=\"font-weight: 400;\"><a href=\"https:\/\/vellumfinance.com\/es\/perspectivas-educacion\/las-100-familias-mas-ricas-del-mundo-en-2026-analisis-de-los-ultimos-datos-y-tendencias\/\" title=\"Las 100 Familias M\u00e1s Ricas del Mundo en 2026: An\u00e1lisis de los \u00daltimos Datos y Tendencias\"  data-wpil-monitor-id=\"10983\">Los datos del<\/a> instituto independiente Apr\u00e9dia ponen de manifiesto una realidad reveladora:<br \/>\n<em>El 70% de los ingresos de los asesores de gesti\u00f3n patrimonial proviene de las comisiones sobre los productos financieros que recomiendan, y el 18% de <a title=\"M\u00e1s All\u00e1 del Inmobiliario: D\u00f3nde Colocan su Patrimonio las Familias M\u00e1s Astutas del Mundo\" href=\"https:\/\/vellumfinance.com\/es\/estrategias-de-inversion\/mas-alla-del-inmobiliario-donde-colocan-su-patrimonio-las-familias-mas-astutas-del-mundo\/\" data-wpil-monitor-id=\"743\">las comisiones por intermediaci\u00f3n inmobiliaria<\/a>, particularmente en el marco de los reg\u00edmenes de desgravaci\u00f3n fiscal.<\/em><\/p>\n<p>En este contexto, la mayor\u00eda de los proveedores est\u00e1n prescindiendo de los honorarios por auditor\u00edas o evaluaciones patrimoniales: casi el <strong>88%<\/strong> de ellos se basan en software automatizado que genera diagn\u00f3sticos estandarizados, a menudo id\u00e9nticos para todos los clientes.<br \/>\nEl mercado, por lo tanto, sigue dominado por servicios de <strong>bajo valor a\u00f1adido<\/strong>, centrados en la distribuci\u00f3n de productos en lugar de en un apoyo estrat\u00e9gico genuino, independiente y personalizado.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row unlock_row_content=\u00bbyes\u00bb row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb3&#8243; top_padding=\u00bb3&#8243; bottom_padding=\u00bb5&#8243; back_color=\u00bbcolor-xsdn\u00bb overlay_alpha=\u00bb50&#8243; equal_height=\u00bbjustify\u00bb gutter_size=\u00bb2&#8243; column_width_percent=\u00bb100&#8243; border_color=\u00bbcolor-gyho\u00bb border_style=\u00bbsolid\u00bb shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; content_parallax=\u00bb0&#8243; uncode_shortcode_id=\u00bb271816&#8243; css=\u00bb.vc_custom_1763223155361{border-top-width: 1px !important;}\u00bb border_color_type=\u00bbuncode-palette\u00bb back_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/3&#8243; uncode_shortcode_id=\u00bb199660&#8243;][vc_row_inner row_inner_height_percent=\u00bb100&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb uncode_shortcode_id=\u00bb145359&#8243;][vc_column_inner column_width_percent=\u00bb100&#8243; position_vertical=\u00bbjustify\u00bb gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb3&#8243; style=\u00bbdark\u00bb back_color=\u00bbcolor-wayh\u00bb overlay_alpha=\u00bb50&#8243; radius=\u00bblg\u00bb shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb193602&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_pie value=\u00bb92&#8243; arc_width=\u00bb4&#8243; bar_color=\u00bb\u00bb uncode_shortcode_id=\u00bb108850&#8243; units=\u00bb%\u00bb][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh1&#8243; uncode_shortcode_id=\u00bb117742&#8243;]Gesti\u00f3n y monitoreo modernizados[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh4&#8243; text_size=\u00bbcustom\u00bb uncode_shortcode_id=\u00bb159234&#8243; heading_custom_size=\u00bbclamp(22px, 4vw, 28px)\u00bb]El 92% de nuestras interacciones, una vez completado el proceso inicial, se realizan a trav\u00e9s de nuestro sistema encriptado, en tiempo real, sin necesidad de concertar una cita.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_single_image media=\u00bb161460&#8243; media_width_percent=\u00bb100&#8243; media_ratio=\u00bbone-one\u00bb shape=\u00bbimg-round\u00bb radius=\u00bblg\u00bb uncode_shortcode_id=\u00bb515996&#8243;][\/vc_column][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_visibility=\u00bbyes\u00bb medium_width=\u00bb0&#8243; mobile_visibility=\u00bbyes\u00bb mobile_width=\u00bb0&#8243; width=\u00bb1\/3&#8243; uncode_shortcode_id=\u00bb171767&#8243;][vc_single_image media=\u00bb161464&#8243; media_width_percent=\u00bb100&#8243; media_ratio=\u00bbone-one\u00bb shape=\u00bbimg-round\u00bb radius=\u00bblg\u00bb uncode_shortcode_id=\u00bb184663&#8243;][vc_row_inner row_inner_height_percent=\u00bb100&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb uncode_shortcode_id=\u00bb169412&#8243;][vc_column_inner column_width_percent=\u00bb100&#8243; position_vertical=\u00bbjustify\u00bb gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb3&#8243; style=\u00bbdark\u00bb back_color=\u00bbaccent\u00bb overlay_alpha=\u00bb50&#8243; radius=\u00bblg\u00bb shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb554049&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_custom_heading text_color=\u00bbcolor-prif\u00bb heading_semantic=\u00bbh6&#8243; text_size=\u00bbh6&#8243; badge_style=\u00bbyes\u00bb back_color=\u00bbcolor-xsdn\u00bb radius=\u00bblg\u00bb uncode_shortcode_id=\u00bb208823&#8243; back_color_type=\u00bbuncode-palette\u00bb text_color_type=\u00bbuncode-palette\u00bb]Un sistema propio[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbh1&#8243; uncode_shortcode_id=\u00bb610129&#8243;]Desarrollamos y mantenemos nuestro sistema para garantizar el m\u00e1ximo nivel de calidad en t\u00e9rminos de seguridad y anonimato para nuestros clientes.[\/vc_custom_heading][vc_progress_bar values=\u00bb%5B%7B%22label%22%3A%22Cifrado%20de%20Mensajes%22%2C%22value%22%3A%22100%22%2C%22bar_color_type%22%3A%22uncode-palette%22%2C%22bar_color%22%3A%22color-xsdn%22%2C%22bar_color_solid%22%3A%22%23104f55%22%2C%22back_color_type%22%3A%22uncode-palette%22%2C%22back_color_solid%22%3A%22%23ff0000%22%7D%2C%7B%22label%22%3A%22Cifrado%20de%20videoconferencia%22%2C%22value%22%3A%22100%22%2C%22bar_color_type%22%3A%22uncode-palette%22%2C%22bar_color%22%3A%22color-xsdn%22%2C%22bar_color_solid%22%3A%22%23104f55%22%2C%22back_color_type%22%3A%22uncode-palette%22%2C%22back_color_solid%22%3A%22%23ff0000%22%7D%2C%7B%22label%22%3A%22Cifrado%20de%20archivos%20y%20datos%20personales%22%2C%22value%22%3A%22100%22%2C%22bar_color_type%22%3A%22uncode-palette%22%2C%22bar_color%22%3A%22color-xsdn%22%2C%22bar_color_solid%22%3A%22%23104f55%22%2C%22back_color_type%22%3A%22uncode-palette%22%2C%22back_color_solid%22%3A%22%23ff0000%22%7D%5D\u00bb empty_space=\u00bbyes\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_width_percent=\u00bb100&#8243; position_vertical=\u00bbjustify\u00bb gutter_size=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/3&#8243; uncode_shortcode_id=\u00bb542672&#8243;][vc_row_inner row_inner_height_percent=\u00bb100&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb uncode_shortcode_id=\u00bb145359&#8243;][vc_column_inner column_width_percent=\u00bb100&#8243; position_vertical=\u00bbjustify\u00bb gutter_size=\u00bb2&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb2&#8243; style=\u00bbdark\u00bb back_color=\u00bbaccent\u00bb overlay_alpha=\u00bb50&#8243; radius=\u00bblg\u00bb shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb156808&#8243; back_color_type=\u00bbuncode-palette\u00bb][vc_custom_heading text_color=\u00bbcolor-prif\u00bb heading_semantic=\u00bbh6&#8243; text_size=\u00bbh6&#8243; badge_style=\u00bbyes\u00bb back_color=\u00bbcolor-xsdn\u00bb radius=\u00bblg\u00bb uncode_shortcode_id=\u00bb148581&#8243; back_color_type=\u00bbuncode-palette\u00bb text_color_type=\u00bbuncode-palette\u00bb]Un proceso sencillo[\/vc_custom_heading][vc_custom_heading heading_semantic=\u00bbh6&#8243; uncode_shortcode_id=\u00bb203385&#8243;]3 pasos: an\u00e1lisis de sus activos y finanzas, creaci\u00f3n de estrategias\/estructuras y, finalmente, implementaci\u00f3n.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][vc_single_image media=\u00bb161469&#8243; media_width_percent=\u00bb100&#8243; media_ratio=\u00bbtwo-one\u00bb shape=\u00bbimg-round\u00bb radius=\u00bblg\u00bb uncode_shortcode_id=\u00bb192114&#8243;][vc_row_inner row_inner_height_percent=\u00bb100&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb uncode_shortcode_id=\u00bb169412&#8243;][vc_column_inner column_width_percent=\u00bb100&#8243; position_vertical=\u00bbjustify\u00bb gutter_size=\u00bb3&#8243; override_padding=\u00bbyes\u00bb column_padding=\u00bb3&#8243; style=\u00bbdark\u00bb back_color=\u00bbcolor-wayh\u00bb overlay_alpha=\u00bb50&#8243; radius=\u00bblg\u00bb shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb457316&#8243; back_color_type=\u00bbuncode-palette\u00bb el_class=\u00bboverflow-hidden-uncell\u00bb][vc_gallery el_id=\u00bbgallery-503528&#8243; type=\u00bblinear\u00bb random=\u00bbyes\u00bb medias=\u00bb161503,161507,161511,161515,161523&#8243; gutter_size=\u00bb2&#8243; linear_width=\u00bbclamp(80px, 10vw, 100px)\u00bb linear_speed=\u00bb-3&#8243; media_items=\u00bbmedia|nolink|original\u00bb css_grid_images_size=\u00bbone-one\u00bb single_shape=\u00bbcircle\u00bb single_overlay_opacity=\u00bb50&#8243; single_overlay_anim=\u00bbno\u00bb single_text_anim=\u00bbno\u00bb single_image_anim=\u00bbno\u00bb single_padding=\u00bb2&#8243; single_border=\u00bbyes\u00bb uncode_shortcode_id=\u00bb249852&#8243;][vc_custom_heading heading_semantic=\u00bbh3&#8243; text_size=\u00bbcustom\u00bb uncode_shortcode_id=\u00bb157084&#8243; heading_custom_size=\u00bbclamp(22px, 4vw, 28px)\u00bb]<a title=\"Vellum Vs Gesti\u00f3n de Patrimonio Tradicional\" href=\"https:\/\/vellumfinance.com\/es\/vellum-vs-gestion-de-patrimonio-tradicional\/\" data-wpil-monitor-id=\"857\">Gesti\u00f3n con valores tradicionales<\/a> adaptada a la era de la Inteligencia Artificial.[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row unlock_row_content=\u00bbyes\u00bb row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb5&#8243; top_padding=\u00bb3&#8243; bottom_padding=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb4&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; content_parallax=\u00bb0&#8243; uncode_shortcode_id=\u00bb167556&#8243;][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb4&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb1\/1&#8243; uncode_shortcode_id=\u00bb107581&#8243;][vc_row_inner row_inner_height_percent=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb5&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb uncode_shortcode_id=\u00bb191312&#8243;][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb4\/12&#8243;][vc_custom_heading heading_semantic=\u00bbh6&#8243; text_size=\u00bbfontsize-155944&#8243; uncode_shortcode_id=\u00bb636200&#8243;]Los Servicios de Vellum[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_visibility=\u00bbyes\u00bb medium_width=\u00bb0&#8243; mobile_visibility=\u00bbyes\u00bb mobile_width=\u00bb0&#8243; width=\u00bb2\/12&#8243;][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; width=\u00bb6\/12&#8243; uncode_shortcode_id=\u00bb421033&#8243;][vc_column_text uncode_shortcode_id=\u00bb421254&#8243;]Nuestra amplia gama de servicios permite que todo tipo de clientes se beneficien de nuestra experiencia. Cada cliente es \u00fanico, por lo que no hay dos con la misma estructura o estrategia. Combinamos nuestros algoritmos, <a title=\"Libertad a Trav\u00e9s de las Finanzas: C\u00f3mo las Estructuras Inteligentes Crean Tranquilidad\" href=\"https:\/\/vellumfinance.com\/es\/perspectives-education\/libertad-a-traves-de-las-finanzas-como-las-estructuras-inteligentes-crean-tranquilidad\/\" data-wpil-monitor-id=\"872\">inteligencia artificial y experiencia para crear las<\/a> mejores soluciones adaptadas a las necesidades de cada familia, persona o empresa.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row unlock_row_content=\u00bbyes\u00bb row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb5&#8243; top_padding=\u00bb5&#8243; bottom_padding=\u00bb5&#8243; back_color=\u00bbcolor-wayh\u00bb overlay_color=\u00bbcolor-xsdn\u00bb overlay_alpha=\u00bb49&#8243; overlay_color_blend=\u00bbmultiply\u00bb overlay_animated=\u00bbyes\u00bb overlay_animated_1_color=\u00bbaccent\u00bb overlay_animated_2_color=\u00bbcolor-xsdn\u00bb overlay_animated_size=\u00bb0.7&#8243; gutter_size=\u00bb4&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; top_divider=\u00bbgradient\u00bb bottom_divider=\u00bbgradient\u00bb inverted_device_order=\u00bbyes\u00bb content_parallax=\u00bb0&#8243; uncode_shortcode_id=\u00bb179975&#8243; back_color_type=\u00bbuncode-palette\u00bb overlay_color_type=\u00bbuncode-palette\u00bb overlay_animated_1_color_type=\u00bbuncode-palette\u00bb overlay_animated_2_color_type=\u00bbuncode-palette\u00bb][vc_column column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; css_animation=\u00bbalpha-anim\u00bb animation_speed=\u00bb1000&#8243; width=\u00bb5\/12&#8243; uncode_shortcode_id=\u00bb327424&#8243;][vc_row_inner row_inner_height_percent=\u00bb0&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb4&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; limit_content=\u00bb\u00bb][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb4&#8243; mobile_width=\u00bb0&#8243; width=\u00bb5\/12&#8243; uncode_shortcode_id=\u00bb184495&#8243;][vc_custom_heading text_color=\u00bbcolor-xsdn\u00bb text_size=\u00bbh3&#8243; uncode_shortcode_id=\u00bb924586&#8243; text_color_type=\u00bbuncode-palette\u00bb]Servicios[\/vc_custom_heading][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-minus2&#8243; icon_color=\u00bbcolor-xsdn\u00bb uncode_shortcode_id=\u00bb688322&#8243; icon_color_type=\u00bbuncode-palette\u00bb]<\/p>\n<ul>\n<li><span style=\"color: #ffffff;\">Gesti\u00f3n patrimonial<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Gesti\u00f3n de activos privados<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Protecci\u00f3n fiscal<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Protecci\u00f3n legal<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Internacionalizaci\u00f3n<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Diversificaci\u00f3n<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Protecci\u00f3n multicapa<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Filantrop\u00eda<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Y mucho m\u00e1s&#8230;<\/span><\/li>\n<\/ul>\n<p>[\/uncode_list][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb4&#8243; mobile_width=\u00bb0&#8243; width=\u00bb5\/12&#8243; uncode_shortcode_id=\u00bb151535&#8243;][vc_custom_heading text_color=\u00bbcolor-xsdn\u00bb text_size=\u00bbh3&#8243; uncode_shortcode_id=\u00bb167079&#8243; text_color_type=\u00bbuncode-palette\u00bb]Opciones[\/vc_custom_heading][uncode_list larger=\u00bbyes\u00bb icon=\u00bbfa fa-minus2&#8243; uncode_shortcode_id=\u00bb147830&#8243;]<\/p>\n<ul>\n<li><span style=\"color: #ffffff;\"><a href=\"https:\/\/vellumfinance.com\/es\/patrimonio-legado\/servicios-de-conserjeria-y-estilo-de-vida-en-los-modernos-multi-family-offices-mas-alla-de-las-finanzas\/\" title=\"Servicios de Conserjer\u00eda y Estilo de Vida en los Modernos Multi-Family Offices: M\u00e1s All\u00e1 de las Finanzas\"  data-wpil-monitor-id=\"14821\">Servicio de conserjer\u00eda<\/a><\/span><\/li>\n<li><span style=\"color: #ffffff;\">Asistente personal<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Organizaci\u00f3n de viajes<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Custodia de documentos<\/span><\/li>\n<li><span style=\"color: #ffffff;\">Y mucho m\u00e1s\u2026<\/span><\/li>\n<\/ul>\n<p>[\/uncode_list][vc_button button_color=\u00bbaccent\u00bb border_width=\u00bb0&#8243; link=\u00bburl:https%3A%2F%2Fvellumfinance.com%2Fes%2Fservicios%2F|title:Servicios\u00bb button_color_type=\u00bbuncode-palette\u00bb uncode_shortcode_id=\u00bb176271&#8243;]Nuestros Servicios[\/vc_button][\/vc_column_inner][vc_column_inner column_width_percent=\u00bb100&#8243; gutter_size=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_visibility=\u00bbyes\u00bb medium_width=\u00bb0&#8243; mobile_visibility=\u00bbyes\u00bb mobile_width=\u00bb0&#8243; width=\u00bb2\/12&#8243; uncode_shortcode_id=\u00bb679800&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_width_percent=\u00bb100&#8243; position_vertical=\u00bbmiddle\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; shift_y_down=\u00bb0&#8243; z_index=\u00bb0&#8243; medium_width=\u00bb0&#8243; mobile_width=\u00bb0&#8243; css_animation=\u00bbalpha-anim\u00bb animation_speed=\u00bb1000&#8243; width=\u00bb7\/12&#8243; uncode_shortcode_id=\u00bb484410&#8243;][vc_custom_heading text_color=\u00bbaccent\u00bb text_size=\u00bbh3&#8243; text_height=\u00bbfontheight-357766&#8243; uncode_shortcode_id=\u00bb924631&#8243; text_color_type=\u00bbuncode-palette\u00bb]<a href=\"https:\/\/vellumfinance.com\/es\/\" data-wpil-monitor-id=\"873\">Vellum Finance &amp; Patrimoine<\/a> pertenece al selecto grupo de oficinas multifamiliares verdaderamente independientes de Francia. Nuestros servicios, basados \u200b\u200bexclusivamente en honorarios, garantizan total independencia y protegen a nuestros clientes de cualquier conflicto de intereses, lo que nos permite ofrecer un apoyo personalizado, exigente y a largo plazo.[\/vc_custom_heading][vc_column_text text_lead=\u00bbyes\u00bb uncode_shortcode_id=\u00bb201938&#8243;]<\/p>\n<h3 data-start=\"598\" data-end=\"666\"><span style=\"color: #ffffff;\"><strong data-start=\"602\" data-end=\"666\">Un equipo multidisciplinario al servicio de sus activos<\/strong><\/span><\/h3>\n<p data-start=\"668\" data-end=\"831\"><span style=\"color: #ffffff;\">Nuestro equipo, con sus habilidades complementarias, apoya a las familias en la creaci\u00f3n, protecci\u00f3n, conservaci\u00f3n y transmisi\u00f3n de su patrimonio.<\/span><\/p>\n<p data-start=\"833\" data-end=\"1154\"><span style=\"color: #ffffff;\">Organizada en centros especializados, la Oficina Multifamiliar ofrece una visi\u00f3n integral y un apoyo de 360 \u200b\u200bgrados.<\/span><br \/>\n<span style=\"color: #ffffff;\">Como verdadero arquitecto de su organizaci\u00f3n de gesti\u00f3n patrimonial, Vellum define su <span style=\"text-decoration: underline;\"><span style=\"color: #ffcc00;\"><a style=\"color: #ffcc00; text-decoration: underline;\" title=\"La Importancia de la Liquidez en una Estrategia de Gesti\u00f3n de Patrimonio y Riqueza\" href=\"https:\/\/vellumfinance.com\/es\/perspectivas-educacion\/la-importancia-de-la-liquidez-en-una-estrategia-de-gestion-de-patrimonio-y-riqueza\/\" data-wpil-monitor-id=\"2271\">estrategia y gestiona<\/a><\/span><\/span> su implementaci\u00f3n junto con su red de socios de \u00e9lite, abogados, notarios y contables.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row unlock_row_content=\u00bbyes\u00bb row_height_percent=\u00bb0&#8243; override_padding=\u00bbyes\u00bb h_padding=\u00bb5&#8243; top_padding=\u00bb5&#8243; bottom_padding=\u00bb2&#8243; overlay_alpha=\u00bb50&#8243; gutter_size=\u00bb3&#8243; column_width_percent=\u00bb100&#8243; shift_y=\u00bb0&#8243; z_index=\u00bb0&#8243; content_parallax=\u00bb0&#8243; uncode_shortcode_id=\u00bb771076&#8243;][vc_column column_width_percent=\u00bb100&#8243; position_vertical=\u00bbbottom\u00bb gutter_size=\u00bb3&#8243; overlay_alpha=\u00bb50&#8243; shift_x=\u00bb0&#8243; shift_y=\u00bb0&#8243; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-161744","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.5 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Su Experiencia - Vellum Finance &amp; Patrimoine<\/title>\n<meta name=\"description\" content=\"Asesoramiento independiente y personalizado en gesti\u00f3n patrimonial: gesti\u00f3n de activos, optimizaci\u00f3n fiscal, estructuraci\u00f3n internacional y servicios premium.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vellumfinance.com\/es\/su-experiencia\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Su Experiencia\" \/>\n<meta property=\"og:description\" content=\"Asesoramiento independiente y personalizado en gesti\u00f3n patrimonial: gesti\u00f3n de activos, optimizaci\u00f3n fiscal, estructuraci\u00f3n internacional y servicios premium.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vellumfinance.com\/es\/su-experiencia\/\" \/>\n<meta property=\"og:site_name\" content=\"Vellum Finance &amp; Patrimoine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vellumfinance\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-18T08:57:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vellumfinance.com\/wp-content\/uploads\/2025\/11\/FB_Cover.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@VellumFinance\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutos\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Su Experiencia - Vellum Finance & Patrimoine","description":"Asesoramiento independiente y personalizado en gesti\u00f3n patrimonial: gesti\u00f3n de activos, optimizaci\u00f3n fiscal, estructuraci\u00f3n internacional y servicios premium.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/vellumfinance.com\/es\/su-experiencia\/","og_locale":"es_ES","og_type":"article","og_title":"Su Experiencia","og_description":"Asesoramiento independiente y personalizado en gesti\u00f3n patrimonial: gesti\u00f3n de activos, optimizaci\u00f3n fiscal, estructuraci\u00f3n internacional y servicios premium.","og_url":"https:\/\/vellumfinance.com\/es\/su-experiencia\/","og_site_name":"Vellum Finance & Patrimoine","article_publisher":"https:\/\/www.facebook.com\/vellumfinance\/","article_modified_time":"2026-04-18T08:57:34+00:00","og_image":[{"width":1600,"height":630,"url":"https:\/\/vellumfinance.com\/wp-content\/uploads\/2025\/11\/FB_Cover.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@VellumFinance","twitter_misc":{"Tiempo de lectura":"7 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/vellumfinance.com\/es\/su-experiencia\/","url":"https:\/\/vellumfinance.com\/es\/su-experiencia\/","name":"Su Experiencia - Vellum Finance & Patrimoine","isPartOf":{"@id":"https:\/\/vellumfinance.com\/es\/#website"},"datePublished":"2025-11-15T15:17:15+00:00","dateModified":"2026-04-18T08:57:34+00:00","description":"Asesoramiento independiente y personalizado en gesti\u00f3n patrimonial: gesti\u00f3n de activos, optimizaci\u00f3n fiscal, estructuraci\u00f3n internacional y servicios premium.","breadcrumb":{"@id":"https:\/\/vellumfinance.com\/es\/su-experiencia\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/vellumfinance.com\/es\/su-experiencia\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/vellumfinance.com\/es\/su-experiencia\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/vellumfinance.com\/es\/"},{"@type":"ListItem","position":2,"name":"Su Experiencia"}]},{"@type":"WebSite","@id":"https:\/\/vellumfinance.com\/es\/#website","url":"https:\/\/vellumfinance.com\/es\/","name":"Vellum Finance & Patrimoine","description":"Discr\u00e9tion. Stabilit\u00e9. Prosp\u00e9rit\u00e9.","publisher":{"@id":"https:\/\/vellumfinance.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/vellumfinance.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/vellumfinance.com\/es\/#organization","name":"Vellum Finance & Patrimoine","url":"https:\/\/vellumfinance.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/vellumfinance.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/vellumfinance.com\/wp-content\/uploads\/2025\/11\/Vellum_LogoL_dark.png","contentUrl":"https:\/\/vellumfinance.com\/wp-content\/uploads\/2025\/11\/Vellum_LogoL_dark.png","width":664,"height":243,"caption":"Vellum Finance & Patrimoine"},"image":{"@id":"https:\/\/vellumfinance.com\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/vellumfinance\/","https:\/\/x.com\/VellumFinance","https:\/\/www.instagram.com\/vellumfinance\/","https:\/\/www.linkedin.com\/company\/vellum-finance-patrimoine\/","https:\/\/www.youtube.com\/@VellumFinance"],"description":"Bespoke wealth advisory for middle-class & affluent clients. We focus on secure, compliant strategies for legacy planning, global diversification & steady growth; preserving your family\u2019s future with confidence, stability & discretion.","email":"info@vellumfinance.com","telephone":"+33652480296","legalName":"Vellum Finance et Patrimoine","foundingDate":"2025-08-29","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1","maxValue":"10"}}]}},"_links":{"self":[{"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/pages\/161744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/comments?post=161744"}],"version-history":[{"count":4,"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/pages\/161744\/revisions"}],"predecessor-version":[{"id":176030,"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/pages\/161744\/revisions\/176030"}],"wp:attachment":[{"href":"https:\/\/vellumfinance.com\/es\/wp-json\/wp\/v2\/media?parent=161744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}